Digital baki khata: collect customer dues faster

Selling on credit (baki) keeps loyal customers, but the paper khata gets lost, numbers get rubbed out and reminders feel awkward.

Every due in one place

Each credit sale adds to the customer's balance automatically; each payment reduces it. You see who owes what, since when.

Ageing: who to call first

Dues are grouped by age — current, 30, 60, 90 days and older — so you chase the oldest first.

Reminders that don't feel rude

Send a short SMS or WhatsApp message with the amount and a payment link. Many customers pay the same day.

Installments (kisti)

For bigger items, split the price into weekly or monthly installments with a down payment. The schedule shows paid, due and late amounts.

Credit limits

Set a limit per customer so a sale on credit beyond it needs approval.

Supplier side too

The same khata shows what you owe suppliers and when, so you never miss a payment date.

Biznso's due book, reminders and installments work on the web, the owner's phone and at the counter.